How many high mileage bikes out there?

Discussion in '6th Generation 2002-2013' started by gcarper, Sep 14, 2015.

  1. gcarper

    gcarper New Member

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    Why i'm asking this questions is that my 05 and I were involved in a rear ender and my beautiful bike is all twisted and torn. Lucky for me I was thrown clear and have only bumps and bruises [ wearing full gear ]. She had 75,000 miles and was running so nice. The insurance company of the guy who hit me sent out an adjuster, he took photos and took notes. I know they're going to try and low ball me because of the mileage. If I have some proof that there are a lot out there with higher mileage--------------- What I'm asking is permission to use your statement in support of my position with the insurance..
    Thanks
     
  2. Arcy

    Arcy New Member

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    Glad you are OK, my VFR doesn't have the mileage yours does so I am no help there, but if it was me I would have copies of as many ads for used VFR's same age as yours as I could to illustrate fair replacement value.....that and all the Picaso's strapped to the back of the seat at the time... )
     
  3. paradox206

    paradox206 New Member

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    I have a 2002 with 99,300 miles (credit the bike and the previous owners, not me). The last time it saw a shop (97k), the mechanic told me he expected it to be somewhat "dead" feeling when he rode it, but that it actually felt better than the 6th gen he had in earlier that week with 13k on it!
     
  4. marriedman

    marriedman New Member

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    Mileage should be irrelevant. Insurance is for the replacement of the bike, not necessarily the depreciated value of a vehicle. Be firm with them!
     
  5. Badbilly

    Badbilly Official VFRWorld Troll Of The Year!

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    You really don't know that you are going to get lowballed because of high mileage. Did the guy who ass ended you admit fault? That it's "always" the other driver or riders fault in a rear end collision is BS.

    What is your insurance company or agent doing for you at this point? In most states since it sounds like your bike is totaled (??) Twisted and Torn is not that specific and is a great name for a 70's rock group. I am sometimes moved by the muse..

    You may be due a rental vehicle. Keep it while you look for a similar (high mileage) bike. In aboot three weeks they may change their tune about what that old POS was really worth and will start playing musical chairs with you with a shitload of "adjusters."

    OMG,don't use my statements,they will catch on that you might know what you are doing and have figured oot that you and they are not blood brothers..
     
  6. DriverDave

    DriverDave New Member

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    If it wasn't your fault, you might want to give Law Tigers a call and see if you have a case to get more money. Might be able to get a settlement big enough to cover a brand new bike, and then some.
     
  7. sunofwolf

    sunofwolf New Member

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    Ya, sue them tell them you have a injury if they won't get you a brand new vfr
    just don't make up the story-it has to be real
     
    Last edited: Sep 18, 2015
  8. 34468 Randy

    34468 Randy Secret Insider

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    A lot will depend on what kind of insurance policy you have. For instance, here in BC, as well as Saskatchewan and Manitoba, all vehicles must be insured with basic liability insurance through the government Public Insurance companies in these three provinces. I don't know about Manitoba and Saskatchewan, but here in BC, you can get your collision and extras insurance through private companies, which I did. It is cheaper than our public ICBC. There are trade offs in one way or another but this is the route I decided on.

    My private insurance portion is declared value. I declared the value of mine at $6K for the bike, and $2K for helmet and riding gear, when I purchased the policy. I don't think the bike is worth $6k or even close due to its mileage. But I questioned the insurance company in this regard. Their answer to me, if the bike is written off, I get $6000.00 minus the $1K deductible. The down side of this is, where another insurance policy would write the bike off, my policy may force me to spend up to the policy amount on repairs leaving me with a bike that has severe damage but repaired to make it safe and roadworthy.

    Now back to your question in the first place. Mine is an 06. I just got home today from a 4 day hard ride with three other friends of mine which we do the second weekend of every September. Just a few miles from home, my odometer clicked over 122,000 MILES, not kilometers. As far as I am concerned, this bike still runs like a clock. I've owned it since new. The other three, present and former VFR owners, agree with that opinion of how it performs. I have no idea at what point this thing is going to give up the ghost. The only repairs done to it, other than from my idiotic mistakes, I consider routine maintenance of the bike. Nothing really major.

    Now to put a value on this bike, realistically, I don't think I would be able to get much more than $3.5K for it here in BC. And it is not trashed. It is in excellent shape for a bitch its age and mileage. Also, the value I might get here is not a good yardstick for someone trying to determine a value for a similar bike in the USA.

    I don't know if that helps much. I would be more than happy to help you out, but make no mistake, the person you are dealing with at the insurance company, is there to represent the insurance companies interests ahead of yours. They will try to get you to settle for as little as possible. If the ass who ran into the back of you is found to be at fault, then your company should be pressing that person's insurance company on your behalf. But that costs money for their representatives to do this and they will try to close the case as quickly as possible. Likely leaving you a little short. And like Badbilly said, just because someone rear ends another, that does not necessarily mean they are at fault, at least not 100% at fault.
     
  9. 34468 Randy

    34468 Randy Secret Insider

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    BTW. To try to sue someone claiming a serious injury that does not exist is not a good idea. That is what is being alluded to here by one person. I know here in Canada, there is no Limitation of Action, (I think you call it Statute of Limitations) on Fraud. I suspect same holds true where you live. So they produce enough evidence against you say 5 - 10 years later and prosecute, you are screwed. You never want a Fraud conviction registered against you. Tread lightly that way.
     
  10. 34468 Randy

    34468 Randy Secret Insider

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    Another thing to do is hot the classifieds for a similar bike. The best places to get prices are from dealerships in your instance. Print off copies of the add for the highest prices ones you can find. Their adjusters are going to know this game, but dig your heels in. You may not get that high priced value, but you can argue advertised selling prices to your benefit. If you involve lawyers, you are likely going to come out of this with less. Keep the lawyers in mind for instances where the amount of money makes it worth while spending something like $300.00 per hour, billed by the minute even for phone calls, you are going to be paying the lawyer. Stationary and secretaries' time on the phone pertaining to this case also adds up and is billed to you.
     
  11. Rich T

    Rich T New Member

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    Randy, those are impressive miles! Curious- did the routine maintenance include valves?

    sgarper: I hope your situation is resolved to your satisfaction.
     
  12. Bandit

    Bandit New Member

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    A few of the people I ride with in Australia have reasonably high mileage. One has about 180,000kms, whilst another has over 270,000kms. Both look and run like new. I should add their bikes have high mileage, mind you the two riders are close to going around the clock also.
     
  13. Badbilly

    Badbilly Official VFRWorld Troll Of The Year!

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    We can discount SOW's babble on this one. Maybe we should give Driver Dave the benefit of the doubt that he may have attempted some element of satire in the post.

    Bottom line? In the US, that sort of claim could be a felony with jail time. Insurance outfits have a very long reach and access to information just short of what ya ate for breakfast.
     
  14. 34468 Randy

    34468 Randy Secret Insider

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    Yes it did. @ 26,399km valves were checked and all good. @ 49,872km checked again and shimmed. First rectifier at 85,615km. Second rectifier with second stator at 178.403 km. Cam chain tensioners at 109,619km I have had the valves checked again about 2 years ago just before taking a long trip just to be safe and they were fine. I can't seem to put my finger on the bill for that one so don't know the mileage there. Its a damned good bike and the OP should be writing that down on a piece of paper and shoving down the throat of that other guy's claims investigator. Better yet, write it on the reverse of some 60 grit sandpaper and repeat.
     
  15. 34468 Randy

    34468 Randy Secret Insider

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  16. highway star

    highway star New Member

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    Put 20k mi. on the '09 in 4 yrs since bought new 2011.
    Not many mi. considering some of you guys commuting miles.
    Hope to put an additional 100k on it, with constant maintenance
    should be no problem eh.
     
  17. gcarper

    gcarper New Member

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    Thanks for all the replies, i'm looking at Craig's list and Cycle Trader ads, can't find many with a lot of miles, but there are some. I was the third vehicle in line and the first has admitted fault. Supposed to get a call today from his ins co about the bike. Will let you know.
    thanks
     
  18. sunofwolf

    sunofwolf New Member

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    I wouldn't file a false claim but you can try and get every dime out of that insurance company
     
  19. gcarper

    gcarper New Member

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    Sorry I waited so long to reply. The ins co of the at-fault driver made me a good deal on the wrecked bike. They gave me 1k more than I bought it for so let it go. I was hoping to repair it but at my age don't want to spend my time in the garage and not riding. [ i'm 77 ] I have a CB1100 and a Kawasaki Versys and the CB wasn't being ridden much, so wife and I decided to keep 2 bikes, use some of the money for up grades on the CB and go from there. So this will probably be my last post on the forum. Safe riding
     
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